AMICE is the voice of the mutual and cooperative insurance sector in Europe

The Association of Mutual Insurers and Insurance Cooperatives in Europe AMICE, was created in January 2008 through the merger of the two previously existing associations of mutual and cooperative insurers in Europe, AISAM and ACME, to represent the interests of the sector with one united voice.

Its prime purpose is to ensure that the voice of the mutual and cooperative insurance sector in Europe is heard and that the interests of its members are taken into account in securing a level playing field for all insurers in Europe regardless of their legal form.


AMICE provides a platform for mutual and cooperative insurers of all sizes to combine resources and expertise, exchange experiences across national borders and discuss key issues and concerns relating to planned legislative and regulatory changes and developments. 


The mutual and cooperative sector accounts for more than half of the 6,000 insurance companies in Europe and close to 28% of premiums. With more than 110 direct members and representing 1,000 more insurers indirectly, AMICE speaks for a significant part of the insurance sector.

AMICE advocates for appropriate and fair treatment of all mutual and cooperatives insurers in a European Single Market.

AMICE encourages the creation and development of innovative solutions for the benefit of European citizens and society.

In Europe, the 3,000 insurers united in the mutual and cooperative sector account for more than half of all insurance undertakings and for a market share of almost 30%. They provide cover for more than 200 million customers and employ some 360,000 staff within the European Union.

Contact details:

Rue du Trône 98

B-1050 Bruxelles

Tel: +32 2 503 38 78

Fax: +32 2 503 30 55




Our Members